Account Aggregation

FIU and FIP modules for India's Account Aggregator network.

We build and integrate both sides of the RBI Account Aggregator framework - FIU modules that request and consume consented financial data, and FIP modules that serve it - plus the consent journeys, data pipelines and operations dashboards that make AA work in production.

FinTechEnterprise
What We Do

Capabilities

FIU integration: consent request creation, purpose codes, consent artefact handling and FI data fetch

FIP modules: account discovery and linking, consent verification and FI data delivery to ReBIT schemas

Consent journey design - creation, status tracking, renewals and scheduled consent notifications

FI data decryption, validation and normalisation into analysis-ready formats

Multi-AA integrations with routing across Account Aggregators and FIP health monitoring

Bank statement analysis and custom reports on consented data for credit decisions

FIU onboarding, usage billing and reporting per AA and per FIU

Role-based access control, audit trails and data retention aligned to the AA guidelines

How We Work

Our engagement process

1

Step 1

Use-Case Mapping

Define the FI types, purpose codes, consent parameters and data you need for each lending or analytics journey.

2

Step 2

Integration Design

Map the AA, FIU and FIP API flows against the ReBIT specifications, plus the data model and security controls.

3

Step 3

Build & Sandbox

Implement the modules and prove every consent and data-fetch flow end to end in the AA sandbox.

4

Step 4

Go-Live Readiness

Load, failure and recovery testing, monitoring and runbooks - ready for certification and production traffic.

5

Step 5

Operate & Extend

Monitor consent success, FIP health and data quality, and add new FI types and Account Aggregators as you grow.

Technology Stack

The tools powering our solutions.

API

FastAPI

Language

Python

Database

PostgreSQL

Cache

Redis

Jobs

Celery

Search & Analytics

OpenSearch

Frontend

React

Deployment

Docker

Let's talk Account Aggregation

Tell us what you're building or struggling with - we'll tell you if and how we can help.